Legal Disclosures

BJ SPENCER ENTERPRISES LLC - dba LIVE OAK Lending, dba HONOR Mortgage is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from BJ SPENCER ENTERPRISES LLC - dba LIVE OAK Lending, dba HONOR Mortgage will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:

http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm